Mortgage advice for people like you

We help people who:
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Are busy and haven't got time
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Want to invest in property and buy-to-let
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Are first-time buyers or want to buy their council house
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Want to raise money by re-mortgaging
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Need a secured or a commercial loan
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Are separating or getting divorced
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Have no proof of income
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Have been refused a mortgage
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Need to reduce their outgoings or have debt problems
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Are threatened with repossession
For debt consolidation the overall cost for comparison is 8.5% APR typical. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.
Unlike other mortgage specialists, we put you more in control of your finances - once and for all.
Call us now for free initial consultation on 0800 180 4004 or email details HERE
Think carefully before securing other debts against your home.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for Mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be 1%. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
Credence Mortgages is a trading name of Credence Finance Ltd and is Authorised and Regulated by the Financial Services Authority. The FSA does not regulate some forms of loans, debt consolidation and mortgages.

How we help
There’s no such thing as a ‘normal’ mortgage since no situation is ever ‘normal’.
Everyone's circumstances are different and require individual consideration by an expert.
That's why you will benefit from our many years of experience and specialist knowledge of the mortgage market.
Let us help you find the most suitable solution and the right providers to meet your needs.
We put you in control of your financial destiny
If you're looking for the most suitable mortgage, or are having difficulty finding a mortgage at all, contact us now for advice - no obligation and no strings attached. Come to us if:
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You're busy and haven't got the time to seek out the most suitable deals
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You want to invest in property
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You're a first time buyer
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You want to raise money for home improvements, extensions, paying off debts, investing in your business, starting a business, or a million other reasons.
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You want a commercial mortgage
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You want to buy your council house
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You can't prove your income
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You've been refused a mortgage
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You need to reduce your outgoings
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You have debt problems
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You're threatened with repossession
There are many opportunities for making money through property. To make the most of them, you need to do you homework, and triple-check your figures.Contact us for a second opinion on your calculations and advice on buy-to-let mortgages.
For debt consolidation the overall cost for comparison is 8.5% APR typical. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.